Wednesday, January 4, 2012

Canada: Sham sharia finance company loses $2 million in gold ...

Blinded by diversity and the false promise of sharia. via Mystery of the missing $2 million in gold bullion ? thestar.com.

The head of an insolvent mortgage company unloaded $2.2 million in gold and silver from his car at a Rexdale parking lot at night, according to his own testimony, and handed it to a man who has since disappeared.

Court documents also tell of gold bullion and thousands of silver coins being ferried around the city in private cars, with no added security, from downtown banks to outlying business offices.

One participant has returned the silver. Court-appointed receiver Grant Thornton Ltd., in the Ontario Superior Court of Justice, is still demanding nearly $2 million in gold bars.

The only person who seems to know where it is ? a Toronto resident from Egypt called Joseph Adam ? left for Egypt two months ago and cannot be found.

?He should come here and tell us (where the gold is),? Mississauga Muslim cleric Yusuf Panchbaya testified in November at the receivership hearings. ?If he doesn?t, then in that case he can let us know even by phone or whatever, so where it is, or if need be, we are even prepared to go to Egypt and look for it.?

?Do you think he took the gold to Egypt?? the examining lawyer asked.

?I don?t think he has taken it with him to Egypt,? the witness replied.

The troubled mortgage company is actually two related firms called UM Financial Inc. and UM Capital Inc., the first of which was founded in 2004 by Brampton resident Omar Kalair as a venture into ?sharia compliant? home mortgages.

Court documents show 172 homeowners were involved with the UM companies when they went into receivership in October, and UM presenting itself as Canada?s leading sharia mortgage firm.

But the case is attracting attention.

For several years, several Canadian banks have experimented in offering sharia-compliant services and in January the University of Toronto is to offer its first course on the subject.

Walid Hejazi, of the university?s Rotman School of Management, has said his three-day course will cater to executives who ?want to get an edge to differentiate themselves.?

Muslim cleric Panchbaya had once been chairman of UM Financial and was now claiming $2.7 million on behalf of himself and four other local clerics. The group said they had given the company free sharia guidance for several years and eventually expected to be paid.

Giving sharia guidance in Canada? Why?

Read the bizarre story to get an idea of how sharia financiers operate?at the expense of infidels.

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Source: http://creepingsharia.wordpress.com/2012/01/02/canada-sham-sharia-finance-company-loses-2-million-in-gold-bullion/

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Tuesday, January 3, 2012

The Caucus: At Church on Sunday Morning, Thoughts of Tuesday

Reporters visited several Iowa churches on Sunday to take the pulse of worshipers as they prepared to caucus on Tuesday.

In Iowa

Reporting on candidates and voters from the Hawkeye State.

Point of Grace Church, Waukee

At this evangelical church in the heavily Republican suburbs outside Des Moines, politics was ignored in the early morning sermon but was very much on the mind of the congregants, many of whom said they were wrestling with the decision of which candidate to support.

The worshipers were able to rattle off the names of each candidate, offering quick descriptions of their strengths and weaknesses. Many had, at one time or another, supported nearly every candidate in the field. But with the caucuses two days away, many suggested that the choice had come down to deciding who offered the best chance to beat President Obama and who best represented their Christian values.

In a field absent of perfect options, that decision, several said, was a contest between Mitt Romney, the former Massachusetts governor, and Rick Santorum, the former senator from Pennsylvania, who has gained momentum in the last few days among those who remain skeptical of Mr. Romney but have grown dissatisfied with the other options.

Over the last few months, Dustin Graber, 34, said he had supported Representative Michele Bachmann of Minnesota, Gov. Rick Perry of Texas and former House Speaker Newt Gingrich. But disappointed with each, he recently decided to caucus for Mr. Santorum. ?I?ve been a flip-flopper,? he said. ?But my mind?s made up now.?

Another Iowan who has decided in the last few days to back Mr. Santorum is Randy Yontz, 69, a retired lobbyist who is active in the local Republican Party. He made his decision by ruling out candidates because of their negative qualities, he said, and at the end only one was left. And he argued that Mr. Santorum?s support would not erode under the spotlight, as it has for so many of his rivals.

?He?s not a flash in the pan,? he said.

The hourlong church service was a slickly produced collection of musical numbers, videos and a sermon to a thin crowd of about 100. But Jeff Mullen, the politically active pastor who is running for State Senate, did not make any mention of the vote. ?I forgot,? Mr. Mullen said. ?In my next sermon I?m going to ask people to pray for the caucuses.?

Though he has been a prominent supporter of Mrs. Bachmann?s ? which has been a source of complaint from some in his congregation ? Mr. Mullen said he believed that Mr. Perry, Mr. Santorum and Mr. Gingrich had strengths as conservative Christians. But he was plainly skeptical of both Representative Ron Paul of Texas and Mr. Romney. ?There?s no perfect candidate,? he said. ?The question is what flaws can you put up with.?

Frank Coulter, 78, a retired mail carrier who also acknowledged ?a soft spot for Santorum,? said he was leaning toward Mr. Romney because he was ?a good family man.? He expected to base his decision on the speeches made on caucus night.

Talking with a friend who said she was praying for guidance, Martha Cole, a retired teacher, said she also had not decided. But she knew that the main attribute she wanted: someone who could beat Mr. Obama. ?I?m looking for a winner,? she said. ?And I don?t know who that is yet.?

? A.G. Sulzberger

First Federated Church, Des Moines

Randy Maurer, 61, a member of this evangelical church on the outer edges of Des Moines, said he had spent weeks casting about for a ?candidate who stands for righteousness,? even flirting with Mr. Gingrich despite ?his baggage.?

?I?ve liked them all,? he said.

But in the past few days, he finally settled on Mr. Santorum. A major factor in his decision: the endorsement of leading evangelicals in the state like Bob Vander Plaats, the head of the Family Leader, an influential conservative group.

?For a lot of the faith community, that moved us,? said Mr. Maurer, who said he had caucused for former Gov. Mike Huckabee of Arkansas in 2008.

? Michael Barbaro

First Church of the Open Bible, Des Moines

Among worshipers here, two themes were evident on Sunday morning: Enthusiasm for Mr. Santorum?s late surge, and a pragmatic view that ?electability? is important ? a factor that could favor Mr. Romney on Tuesday.

For Darla Cox, who has been frustrated that Mr. Santorum has not received much attention on the campaign trail or time during televised debates, his sudden rise in the polls has been gratifying after watching his campaign as it crisscrossed the state, making more than 300 stops.

?I didn?t think he had a chance,? she said as she left the service here before noon. She likes Mr. Santorum?s broad narrative about the nation?s problems ? that a breakdown of marriage and the family is to blame for many of them ? and believes that he might turn those trends around. ?America needs to get back to what he believes,? she said.

Beverly Channell, another worshiper, had not made up her mind, but she said that it was important that the winner be someone who could defeat the president.

?I?m a conservative Republican, and there are no perfect candidates,? she said. But it is crucial to have ?a candidate who is electable against Barack Obama,? she said, even if that candidate is not the most conservative.

?There are some good candidates, good people, not perfect, but good people, and I think it?s imperative to have someone electable,? she said.

When she thinks of the most electable, she said, ?I think of Romney, I think of Perry, I think of Gingrich.? And Ron Paul too, she said.

The church?s pastor, Curt Arne, had not made up his mind, either. ?But if I had to narrow it down to three, I?d probably pick Perry, Newt and Santorum.? He likes Mrs. Bachmann too.

?Perry has a very strong faith foundation, he?s a proven job maker, and he at least talks tough on straightening out Congress,? Mr. Arne said.

?Newt has a lot of baggage, as everybody will tell you,? he added, ?but at least he balanced the budget, and I think that?s what people are looking for.?

And he likes Mr. Santorum, but his 2006 re-election defeat in Pennsylvania gives him pause. ?That?s not a good sign, the fact that he got blown out,? he said.

? Richard A. Oppel Jr.

Cornerstone Family Church, Des Moines

?I?m going to use my head and I?m going to vote my conscience,? said Pastor Dan Berry, who identifies himself as an independent. But the key, he said, was showing up at the caucuses.

?It is your moral obligation. It is your spiritual obligation,? he told the hundreds gathered in the church?s industrial-style sanctuary.

Cornerstone, an evangelical church known for its diversity ? the service opened with gospel music, and the crowd appeared to be an even mixture of blacks and whites ? was where Mr. Huckabee chose to worship on the final Sunday before the 2008 Iowa caucuses. He went on to win the state three days later, and many of the Cornerstone parishioners backed him.

Now they?re leaning toward Mr. Santorum.

?I just decided I was going to vote for the person who best supports my worldview, even if they?re down in the polls,? said Jerry Miller, 61, of Des Moines. ?I was kind of riding that roller coaster for a while, and then I said, ?I can?t do that.? ?

Mr. Miller, like many others, expressed admiration for Mr. Paul as well, but said he found some of his views too extreme, particularly his isolationist posture.

Mr. Santorum appears to be finding support even among more moderate Republicans. The former Pennsylvania senator will get the vote of Jean Jones, a Des Moines Republican who said she voted for Mr. Obama in 2008.

Mr. Santorum ?seems to have been the most consistent,? said Ms. Jones, 52, adding that she hoped he could curtail partisan bickering, in contrast with Mr. Gingrich.

Others expected to remain undecided until they showed up to caucus.

?I?m really going to offer up a prayer and hope that it comes to me,? said Deborah Anderson, 54. This will be her first caucus.

? Sarah Wheaton

First Christian Church (Disciples of Christ), Perry

At the progressive First Christian Church (Disciples of Christ), in Perry, a town of less than 8,000 people, Mavis Struyk, one of the few Republicans in the congregation, will cast her vote for Mitt Romney on Tuesday.

Unlike some in more conservative Christian churches, Ms. Struyk said she considered Mr. Romney, a Mormon, to be a Christian.

?He?s gone to church all his life and a candidate of faith is important to me,? the retiree said.

While most of the candidates say they are strong Christians, Mr.
Romney attracts her because she feels he attacks the other candidates less.

?I just got sick and tired of the negativity from the other candidates attacking each other,? Ms. Struyk said, adding that Mr. Romney ?seems like the only one who isn?t doing that.?

Her pastor, Tim Johnson, didn?t mention politics in his sermon, even though this was the last Sunday before the caucuses. Afterwards, he noted that ministers who preach politics ?tend to get into trouble?
and lose members as a result.

? Armando Monta?o

Source: http://feeds.nytimes.com/click.phdo?i=95f7efc67802e343ebb65b7572d51851

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Rick Santorum Gives Final Pitch to Voters in Iowa (ABC News)

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Monday, January 2, 2012

Ruth Shackleford Shealy, 92, Tampa, Florida

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AL: Alabama tornado victims might face $1.2 billion in unmet needs

BIRMINGHAM, Alabama -- After FEMA grants are paid out, after insurance checks are cashed and the immediate aid is gone, people hit by Alabama's devastating April tornadoes are facing about $1.2 billion worth of unmet long-term needs, a disaster expert predicts.

So far, three of the biggest private groups collecting money for long-term recovery have raised about $12 million -- only about 1 percent of what would be needed to cover those individuals' unmet recovery needs.

Mike Dillaber of Alabama's Voluntary Organizations Active in Disaster group -- part of a nationwide network of nonprofit agencies that work together in major calamities -- estimates the total recovery burden for individuals at $1.2 billion after the waves of tornadoes on April 15 and April 27.

That's cash people will have to find -- after insurance settlements, federal aid and other assistance -- to get their lives back in order on a permanent basis.

"We are not trying to exaggerate, and we're not trying to be overly conservative," Dillaber said. "We are trying to get an accurate fix of what we, as community leaders, see as what's needed to bring funding to the state."

Nonprofits are hoping to raise money to help people defray at least some of those costs.

In the months after the storms, the focus was on immediate needs -- temporary shelter, cleaning up debris, getting people back on their feet enough to start carrying on with their lives. Now, efforts are turning toward the long-term recovery and rebuilding.

First-responder charities such as the Salvation Army and the American Red Cross spent more than $17 million immediately after the storm on short-term needs of shelter, food and other supplies.

As of Tuesday, the Federal Emergency Management Agency reported providing $74.7 million in individual and household assistance grants so far.

Insurance companies this week reported that they had paid out about $2.2 billion so far in claims for homes, autos and personal property lost or damaged in the storms, with more open claims that still have not been settled.

But there are still huge amounts of unmet needs -- the kind that the Alabama VOAD group estimates will tally up to $1.2 billion statewide.

Charitable organizations focusing on rebuilding know they have a mountain to climb, and they've only started the process of raising and spending money that will be needed for long-term recovery. And they understand the volume of need is staggering.

Jon Mason, executive director of the Governor's Office of Faith Based and Community Initiatives, said the process of disbursing unspent money is just beginning as the recovery committees in various communities start making applications to the pools of resources available.

The committees have been meeting to get a grasp on just how to help storm survivors -- many of whom, among other things, lacked insurance or were underinsured -- get help with things ranging from home repair, rebuilding and refurnishing to mental health services.

The Birmingham News surveyed three major sources of aid: the Governor's Emergency Relief Fund; the United Way of Central Alabama; and the Community Foundation of Greater Birmingham, which administers five funds and makes grants to long-term recovery committees or United Way agencies serving various counties.

Here's where those efforts stand:

Governor's fund

The Governor's Emergency Relief Fund was created in May and took in $4.6 million in donations. As of Dec. 14, the fund had released just $224,071 of that, including:

$97,656 to the Madison County Long Term Recovery Committee.

$72,000 to the Etowah County Long Term Recovery Committee.

$50,000 to the Hale County Long Term Recovery Committee.

$4,360 for reimbursement of expenses by United Ways of Alabama.

$55 for service charges and fees.

After earning $1,630 in interest, the governor's fund was left with a balance of $4,376,929.

Mason said the disbursement of funds is vetted by a relief fund committee. "As a request comes in, we review them and try to respond as quickly as possible," he said.

Mason acknowledges that unmet needs are far greater than what the governor's fund has in the account.

United Way

The United Way, which is a member of the Central Alabama Long Term Recovery Committee, has raised $4,189,481, which includes a $1.5 million grant from the Indianapolis-based Lilly Endowment Inc. that was announced this month.

United Way officials reported the nonprofit spent $1,002,639. Of that amount, $311,430 went to other United Way agencies in affected areas, and $593,992 went to families and individuals affected by tornadoes.

The United Way spent $97,216 on administrative expenses, which came from a $200,000 endowment from the United Way's board of directors. No donor dollars were used on administrative costs, said spokeswoman Samuetta Nesbitt.

Disbursements to tornado victims were not in cash and were given for things such as rental assistance, utility assistance, furniture, car repairs and building materials.

The United Way reported having a remaining balance of $3,186,841 as of Dec. 20.

"Our work is going to be long-term," said Drew Langloh, president and CEO of the United Way of Central Alabama. "We are in this for the long haul."

Langloh stressed that the long-term effort involves many agencies connecting donors to unmet needs across the state.

"It's not just one agency," Langloh said. "We are just one of the pieces."

Community Foundation

The Community Foundation of Greater Birmingham, also a member of the Central Alabama Long Term Recovery Committee, reported more than $3.3 million in gifts received for tornado recovery.

The foundation administers five relief funds: the Bama Rising Relief Fund; the Alabama Tornado Recovery Fund; the Emergency Response Fund, the Kings of Leon Fund and the (Birmingham) Mayor's Disaster Relief Fund.

From the tornado-related funds of the Community Foundation, $2,438,698 in grants have been made to individuals, families and communities in 25 of the 43 tornado-damaged counties.

According to the foundation's financial report on Dec. 15, the agency gave:

$661,301 to Jefferson, St. Clair and Walker counties for building, repairing and/or furnishing homes for families in the three counties; case management; and community planning and rebuilding in Birmingham's Pratt City community.

$1,777,397 in grants for long-term recovery outside the Birmingham area for building, repairing and/or furnishing homes for families in 19 counties and case management in 18 counties.

Emily Rushing, a spokeswoman for the Community Foundation, said administrative costs are covered by interest earned from the various funds.

Long-term recovery

In addition to the funds for the long-term charities, the American Red Cross and the Salvation Army also have budgeted money for long-term planning and recovery.

As of Dec. 19, the Red Cross has received more than $13 million in designated donations for Alabama tornadoes, while the Red Cross' response to the operation is estimated to cost $15.6 million, according to Chris Osborne, a regional spokesman. He said $450,000 is budgeted for long-term recovery.

Brian Wallace, a Salvation Army spokesman, said that agency budgeted $600,000 for long-term recovery. Of that amount, $200,000 has been given out in vouchers for tornado survivors for things such as furniture. He said the nonprofit still has about $400,000 available for recovery vouchers.

Wallace said that amount is expected to be used within the next six months as homes are rebuilt.

In addition, Mason and Dillaber said, groups such as Habitat for Humanity and faith organizations such as the Mennonites and churches are helping chip away at unmet, long-term recovery costs with volunteer labor and other efforts.

Both Rushing and Langloh said while the need is still great, much work is being done throughout central Alabama, with homes throughout the area in various stages of being rebuilt, repaired or in the estimate phase.

"It's exciting because people's homes are being put back together," Langloh said.

News staff writer Robin DeMonia contributed to this report.

Source: http://feeds.stateline.org/~r/StatelineorgRss-TaxesBudget/~3/Ixfc1YfHVtk/post_712.html

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Sunday, January 1, 2012

Let's Talk Sports - Bitter Taste: ESPN Snubs Fallen Hockey Players In Year-End Review

Though it?s true our neighbours to the south are known to sometimes gleam instinctive arrogance and revert to dated stereotypes in reference to our country?s love affair with its most beloved pastime, our nation?s undying passion for the game of hockey is clearest when it?s mistreated ? much the way a certain American sports television network recently did.

ESPN SportsCenter aired its ?In Memoriam? segment this week during their annual Year in Review special and honoured the deaths of Al Davis, Dan Wheldon and Joe Frazier, among others. By all accounts it looked like a genuine good-natured gesture by the folks at ESPN to take time out to remember all the losses suffered by the sports world this year.

The problem? Not a single hockey player was mentioned.

Now granted, ESPN is notorious ? especially in Canadian circles ? for dedicating as much airtime to hockey as it does to obscure Japanese sports where no one is really ever certain of what is going on, but even that doesn?t account for one of the worst snubs since Samuel L. Jackson was robbed of a Best Supporting Actor Oscar for Pulp Fiction in 1994.

Yes, it?s personal. No offence, Martin Landau.

In what could easily be classified as the most tragic year in hockey history, ESPN neglected to even mutter the names of former NHL enforcers Derek Boogaard, Rick Rypien and Wade Belak, who all died over the summer before the Lokomotiv Yaroslavl plane crash that decimated an entire KHL franchise and shook fans from North America to Russia and everywhere in between.

But hey, glad to see Tim Tebow got enough airtime to start his own spin-off if the whole football thing doesn?t work out.

It?d be easy to blow a fuse and go on a rant about how Americans don?t care about hockey and that stuff like this shows why they?re not deserving of owning 23 of the 30 NHL franchises currently in operation. However, the reality is that there is a very strong contingent of American hockey fans that has been integral to the success of the league and it is those real devotees that should not be persecuted for ESPN?s negligence.

The exclusion of hockey player deaths from the In Memoriam segment lies solely on the shoulders of ESPN SportsCenter staff, who either didn?t do their research or simply overlooked one of the most devastating years in the game?s lengthy timeline because they were too busy with baseball, football and basketball.

If that?s the case, don?t claim you?re the ?worldwide leader in sports? but instead the ?worldwide leader in American sports.?

There are plenty of hockey markets ? Michigan, Minnesota, Massachusetts, New York, to name a few ? in the United States that ooze?hockey, but the fact is the majority of Americans still turn to baseball, football and basketball as their primary sports on any given night.

ESPN may have screwed up big time and completely ignored a section of the United States that loves hockey just as much as Canadians do, but to call them out on that and generalize them as a nation would be unfair to say the least.

And if ESPN really cares about doing a better job with its hockey coverage, they need not look any further than guys like Pierre LeBrun and Craig Custance, who?ve done a great job at ESPN.com.

?

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Source: http://www.gulfislandsdriftwood.com/sports/136395238.html

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